Risks
Yes, all investments carry inherent risks. The value of your investment will fluctuate, and there is no guarantee that the fund’s objective will always be met. When considering any investment in a managed investment scheme, it is important that you understand: 

• the value of investments can go up and down;
• the level of returns can vary, and future returns may differ from historical returns;
• returns are not guaranteed, you may not receive any earnings, and you may lose some or all of the money you invested in the Fund; 
• past performance is not necessarily indicative of future performance;
• earnings are dependent on the performance of the Fund, which may vary; 
• laws affecting registered managed investment schemes may change in the future;
• the appropriate level of risk for each investor will vary depending on a range of factors, including age; investment time frames; where other parts of the person’s wealth are invested; and the investor’s risk tolerance.

Before making an investment in the Fund, you should consider the risks of doing so, whether the Fund is appropriate for your individual circumstances, and if necessary, seek professional advice.

You should read the PDS, consider the specific risks of the fund, and consider whether the fund is appropriate for your individual circumstances and if necessary seek professional advice. Read the Product Disclosure Statement (PDS) here for more information on risks.

Fees 
The target rate quoted for Accumulate is the rate the fund aims to deliver, after fees and expenses.
Example:

If you invested $10,000 and the fund achieved a 6.35% p.a. target rate, your investment would earn approximately $635 over a year.
You do not need to deduct management fees or fund expenses from the target rate shown.
Stake Accumulate charges a management fee of 0.51% p.a. (inclusive of GST, less any applicable RITC or ITC) of the fund's net asset value, plus recoverable expenses (capped at 0.36% p.a.). Transaction costs may also apply.

For full details, read the PDS.

If it's not right for you
If you have decided that Accumulate is not right for you, please rest assured that this will not interfere with your other investments and trading via the Stake platform. Accumulate will remain available in your Stake account should you decide to give it a go. 

Additional information
If you would like additional information about the fund then please read the PDS. You can also contact Stake Support via hellostake.com or via our contact form https://hellostake.com/support/contact-us. 

Complaints
If you wish to lodge a complaint, please contact K2 Asset Management by telephone (03 9691 1111) or email (compliance@K2am.com.au). If K2 cannot resolve your complaint, you may seek assistance from the Australian Financial Complaints Authority (AFCA). Read the PDS for more information about complaints resolution.

Privacy policy
Stake and K2 collect personal information when processing applications. This information may be provided to third parties, such as service providers and regulatory authorities, as required by law. For further information, please refer to Stake's privacy policy and the K2 privacy policy.